Housing Loans Dominance

RBWM Retail Banking: Introduction Free JAIIB Capsule 27 views Updated 16 Sep 2026

Capsule FREE

RBWM · Retail Banking: Introduction

Which specific retail asset component typically constitutes the largest share (more than 52%) of a bank's total retail loan portfolio?

Tap to flip and reveal the answer

Housing loans form the largest component. The overall retail loan portfolio has consistently registered double-digit growth in recent years.

Housing loans also offer tax benefits to borrowers on both principal repayment and interest charged, making them highly attractive.

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Housing Loans Dominance — Full Text

Which specific retail asset component typically constitutes the largest share (more than 52%) of a bank's total retail loan portfolio?

Answer

Housing loans form the largest component. The overall retail loan portfolio has consistently registered double-digit growth in recent years.

Additional notes

Housing loans also offer tax benefits to borrowers on both principal repayment and interest charged, making them highly attractive.

Part of Retail Banking & Wealth Management · Retail Banking: Introduction · Last updated 16 Sep 2026

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