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PPB Capsule Cards PRO Ancillary Services
Why can a Demand Draft (DD) never be made payable to a bearer? Which specific Act and Section prohibits this practice in banking?
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Demand Drafts Payable to Bearer
Ancillary Services 48
WA 48
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Under the Electronic Benefit Transfer (EBT) scheme for welfare payments, what is the 'One District One Bank' model?
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EBT One District One Bank Model
Ancillary Services 47
WA 47
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Under the revised locker operation rules, what is the maximum liability of a bank in case of loss of locker contents due to theft, burglary, or fraud?
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Bank Liability for Locker Theft
Ancillary Services 44
WA 44
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To safeguard against locker hirers who fail to pay rent, what specific security measure are banks permitted to take at the time of allotment?
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Safe Deposit Locker Term Deposit
Ancillary Services 43
WA 43
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According to RBI guidelines for Portfolio Management Services (PMS), what are the restrictions on minimum duration and guaranteed returns?
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Portfolio Management Services Limit
Ancillary Services 42
WA 42
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What is the primary difference between NEFT and RTGS regarding the processing method and the minimum amount required for a transaction?
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RTGS Minimum Limit
Ancillary Services 41
WA 41
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Within how many days should banks settle claims and release the contents of a locker to the survivor/nominee after the death of a sole locker hirer?
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Settlement of Death Claims (Lockers)
Ancillary Services 41
WA 41
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Under the revised infrastructure and security guidelines for Safe Deposit Lockers, how long must banks preserve the CCTV camera recordings?
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Locker CCTV Retention Period
Ancillary Services 40
WA 40
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Unlike real-time transfers, how does the National Electronic Funds Transfer (NEFT) system process and settle remittance transactions?
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NEFT Settlement Mechanism
Ancillary Services 39
WA 39
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What are the RBI prescribed ceilings for charges levied on inward and outward RTGS/NEFT transactions for bank customers?
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NEFT/RTGS Customer Charges
Ancillary Services 38
WA 38
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What action can a bank take if a locker remains inoperative for an extended period, even if the locker rent is being paid regularly?
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Breaking Open Inoperative Lockers
Ancillary Services 37
WA 37
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Which specific sections of the Banking Regulation (BR) Act deal with the nomination facilities for safe deposit lockers?
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Nomination Facility in Lockers
Ancillary Services 36
WA 36
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What is the maximum limit for issuing a Demand Draft (DD) or Banker's Cheque (BC) in cash across the counter?
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Issuance of DDs in Cash
Ancillary Services 30
WA 30
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How long is a Demand Draft (DD) valid, and what are the strict rules regarding its revalidation if it expires?
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Validity and Revalidation of DDs
Ancillary Services 37
WA 37
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When fixing service charges, RBI stipulates certain principles. How should banks price basic services for rural individuals and pensioners?
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Reasonableness of Bank Charges
Ancillary Services 33
WA 33
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Which electronic funds transfer system facilitates cross-border one-way funds transfer from India to Nepal?
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32 Views
Indo-Nepal Remittance Facility
Ancillary Services 32
WA 32
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If a bank wants to engage in merchant banking activities handling debt or equity securities for corporate clients, who must they register with?
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Merchant Banking Registration
Ancillary Services 32
WA 32
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Historically dominated by PSBs, what major change occurred regarding the eligibility of banks to conduct Government Business in December 2021?
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Government Business Eligibility
Ancillary Services 32
WA 32
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How is the lock mechanism of a standard safe deposit locker designed to ensure dual control and security?
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Locker Dual Control System
Ancillary Services 31
WA 31
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To prevent unfair practices and ensure transparency in locker allotment, what must branches maintain under CBS?
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Locker Allocation Transparency
Ancillary Services 31
WA 31
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Ancillary Services — JAIIB PPB Capsules

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All 20 cards on this page
Demand Drafts Payable to Bearer Why can a Demand Draft (DD) never be made payable to a bearer? Which specific Act and Section prohibits… EBT One District One Bank Model Under the Electronic Benefit Transfer (EBT) scheme for welfare payments, what is the 'One District One B… Bank Liability for Locker Theft Under the revised locker operation rules, what is the maximum liability of a bank in case of loss of loc… Safe Deposit Locker Term Deposit To safeguard against locker hirers who fail to pay rent, what specific security measure are banks permit… Portfolio Management Services Limit According to RBI guidelines for Portfolio Management Services (PMS), what are the restrictions on minimu… RTGS Minimum Limit What is the primary difference between NEFT and RTGS regarding the processing method and the minimum amo… Settlement of Death Claims (Lockers) Within how many days should banks settle claims and release the contents of a locker to the survivor/nom… Locker CCTV Retention Period Under the revised infrastructure and security guidelines for Safe Deposit Lockers, how long must banks p… NEFT Settlement Mechanism Unlike real-time transfers, how does the National Electronic Funds Transfer (NEFT) system process and se… NEFT/RTGS Customer Charges What are the RBI prescribed ceilings for charges levied on inward and outward RTGS/NEFT transactions for… Breaking Open Inoperative Lockers What action can a bank take if a locker remains inoperative for an extended period, even if the locker r… Nomination Facility in Lockers Which specific sections of the Banking Regulation (BR) Act deal with the nomination facilities for safe… Issuance of DDs in Cash What is the maximum limit for issuing a Demand Draft (DD) or Banker's Cheque (BC) in cash across the cou… Validity and Revalidation of DDs How long is a Demand Draft (DD) valid, and what are the strict rules regarding its revalidation if it ex… Reasonableness of Bank Charges When fixing service charges, RBI stipulates certain principles. How should banks price basic services fo… Indo-Nepal Remittance Facility Which electronic funds transfer system facilitates cross-border one-way funds transfer from India to Nep… Merchant Banking Registration If a bank wants to engage in merchant banking activities handling debt or equity securities for corporat… Government Business Eligibility Historically dominated by PSBs, what major change occurred regarding the eligibility of banks to conduct… Locker Dual Control System How is the lock mechanism of a standard safe deposit locker designed to ensure dual control and security? Locker Allocation Transparency To prevent unfair practices and ensure transparency in locker allotment, what must branches maintain und…
Chapters in this paper
Banker-Customer Relationship Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Essentials of Bank Computerisation Ethics, Business Ethics & Banking: An Integrated Perspective AML- KYC Guidelines Appraisal and Assessment of Credit Facilities Operational Aspects of CBS Environment Ethics at the Individual Level Operational Aspects of KYC Operational Aspects of Loan Accounts Alternate Delivery Channels – Digital Banking Ethical Dimensions: Employees Opening Accounts of Various Types of Customers Types of Collaterals and their Characteristics Data Communication Network and EFT Systems Work Ethics and the Workplace
Modules in PPB
MODULE A: General Banking Operations MODULE B: Functions of Banks MODULE C: Banking Technology MODULE D: Ethics in Banks and Financial Institutions
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
Study formats
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