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PPB Capsule Cards PRO Principles of Lending, Di…
What are the fundamental rules a banker must follow to ensure safe and profitable lending, minimizing inherent risks?
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Cardinal Principles of Lending
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 43
WA 43
PPB Capsule Cards PRO Principles of Lending, Di…
Which conceptual framework helps financial institutions evaluate the overall creditworthiness and borrowing strength of a prospective client?
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7 Cs of Credit Framework
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 37
WA 37
PPB Capsule Cards PRO Principles of Lending, Di…
What is the maximum number of partners allowed in a partnership firm established for the purpose of gain?
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Partnership Firm Max Limit
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 37
WA 37
PPB Capsule Cards PRO Principles of Lending, Di…
What is the difference between the Memorandum of Association (MoA) and Articles of Association (AoA) for a borrowing company?
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MoA vs AoA of a Company
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 35
WA 35
PPB Capsule Cards PRO Principles of Lending, Di…
Can a single partner bind the entire firm by taking a loan or pledging partnership property without explicit consent?
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Implied Authority of a Partner
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 34
WA 34
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PPB Capsule Cards PRO Principles of Lending, Di…
Who holds the authority to borrow money and pledge ancestral property in a Hindu Undivided Family (HUF)?
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HUF Karta's Borrowing Powers
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 34
WA 34
PPB Capsule Cards PRO Principles of Lending, Di…
Can a bank legally enforce a loan contract against a minor under the Indian Contract Act, and are there any exceptions?
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Minor as a Borrower
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 33
WA 33
PPB Capsule Cards PRO Principles of Lending, Di…
What are the major legal consequences under Section 69 of the Partnership Act if a partnership firm is NOT registered?
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Unregistered Partnership Firm
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 32
WA 32
PPB Capsule Cards PRO Principles of Lending, Di…
What are the statutory limits on the number of members required to form a Public Company versus a Private Company under CA 2013?
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Public vs Private Company Limits
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 32
WA 32
PPB Capsule Cards PRO Principles of Lending, Di…
What is the primary difference in the purpose and repayment structure of a Term Loan compared to Working Capital?
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Working Capital vs Term Loan
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 32
WA 32
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PPB Capsule Cards PRO Principles of Lending, Di…
What foundational legal principle dictates that a company's liabilities are completely separate from its shareholders and directors?
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Corporate Personality (Company)
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 31
WA 31
PPB Capsule Cards PRO Principles of Lending, Di…
How does a non-fund based credit facility differ fundamentally from a fund based facility?
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Fund Based vs Non-Fund Based
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 30
WA 30
PPB Capsule Cards PRO Principles of Lending, Di…
What legal rule dictates how deposits are appropriated against withdrawals in a running account like Cash Credit or Overdraft?
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Rule in Clayton's Case
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 25
WA 25
PPB Capsule Cards PRO Principles of Lending, Di…
What is a Letter of Credit and which international guidelines typically govern its operations globally?
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Letter of Credit (L/C)
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 25
WA 25
PPB Capsule Cards PRO Principles of Lending, Di…
In a Cash Credit facility, how is the borrower's maximum active borrowing limit (Drawing Power) determined?
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Cash Credit & Drawing Power
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 22
WA 22
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PPB Capsule Cards PRO Principles of Lending, Di…
Under Section 126 of the Indian Contract Act, who are the three key parties involved in a standard Bank Guarantee?
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Bank Guarantee Parties
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 22
WA 22
PPB Capsule Cards PRO Principles of Lending, Di…
According to the RTI Act, within how many days must a Central Assistant Public Information Officer forward a request to the correct authority?
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Right to Information Act Timeline
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 23
WA 23
PPB Capsule Cards PRO Principles of Lending, Di…
What is the legal status of a loan contract entered into by a person of unsound mind according to Section 12 of the Indian Contract Act?
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Person of Unsound Mind
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 22
WA 22
PPB Capsule Cards PRO Principles of Lending, Di…
What is the key difference between Bill Purchase and Bill Discounting facilities offered by banks?
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Bill Finance (Discounting vs Purchase)
Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities 21
WA 21
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Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities — JAIIB PPB Capsules

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All 19 cards on this page
Cardinal Principles of Lending What are the fundamental rules a banker must follow to ensure safe and profitable lending, minimizing in… 7 Cs of Credit Framework Which conceptual framework helps financial institutions evaluate the overall creditworthiness and borrow… Partnership Firm Max Limit What is the maximum number of partners allowed in a partnership firm established for the purpose of gain? MoA vs AoA of a Company What is the difference between the Memorandum of Association (MoA) and Articles of Association (AoA) for… Implied Authority of a Partner Can a single partner bind the entire firm by taking a loan or pledging partnership property without expl… HUF Karta's Borrowing Powers Who holds the authority to borrow money and pledge ancestral property in a Hindu Undivided Family (HUF)? Minor as a Borrower Can a bank legally enforce a loan contract against a minor under the Indian Contract Act, and are there… Unregistered Partnership Firm What are the major legal consequences under Section 69 of the Partnership Act if a partnership firm is N… Public vs Private Company Limits What are the statutory limits on the number of members required to form a Public Company versus a Privat… Working Capital vs Term Loan What is the primary difference in the purpose and repayment structure of a Term Loan compared to Working… Corporate Personality (Company) What foundational legal principle dictates that a company's liabilities are completely separate from its… Fund Based vs Non-Fund Based How does a non-fund based credit facility differ fundamentally from a fund based facility? Rule in Clayton's Case What legal rule dictates how deposits are appropriated against withdrawals in a running account like Cas… Letter of Credit (L/C) What is a Letter of Credit and which international guidelines typically govern its operations globally? Cash Credit & Drawing Power In a Cash Credit facility, how is the borrower's maximum active borrowing limit (Drawing Power) determin… Bank Guarantee Parties Under Section 126 of the Indian Contract Act, who are the three key parties involved in a standard Bank… Right to Information Act Timeline According to the RTI Act, within how many days must a Central Assistant Public Information Officer forwa… Person of Unsound Mind What is the legal status of a loan contract entered into by a person of unsound mind according to Sectio… Bill Finance (Discounting vs Purchase) What is the key difference between Bill Purchase and Bill Discounting facilities offered by banks?
Chapters in this paper
Banker-Customer Relationship Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Essentials of Bank Computerisation Ethics, Business Ethics & Banking: An Integrated Perspective AML- KYC Guidelines Appraisal and Assessment of Credit Facilities Operational Aspects of CBS Environment Ethics at the Individual Level Operational Aspects of KYC Operational Aspects of Loan Accounts Alternate Delivery Channels – Digital Banking Ethical Dimensions: Employees Opening Accounts of Various Types of Customers Types of Collaterals and their Characteristics Data Communication Network and EFT Systems Work Ethics and the Workplace
Modules in PPB
MODULE A: General Banking Operations MODULE B: Functions of Banks MODULE C: Banking Technology MODULE D: Ethics in Banks and Financial Institutions
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
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