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PPB Capsule Cards PRO Different Modes of Chargi…
What is the legal definition of a contract under Section 2(h) of the Indian Contract Act, 1872, and what makes an agreement legally binding for a bank?
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Essentials of a Valid Contract
Different Modes of Charging Securities 37
WA 37
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How is an 'Assignment' used as a mode of charging security, and what type of banking assets are typically transferred through this method?
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Assignment of Actionable Claims
Different Modes of Charging Securities 36
WA 36
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What is the critical operational and legal distinction between a Pledge and a Hypothecation of goods for a lending banker?
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Pledge vs Hypothecation
Different Modes of Charging Securities 35
WA 35
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How does Section 2 of the SARFAESI Act define 'Hypothecation', and who retains the possession of the secured asset?
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Concept of Hypothecation
Different Modes of Charging Securities 33
WA 33
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Under Section 148 of the Indian Contract Act, what is a 'Contract of Bailment' and how does it apply to a customer leaving goods with a bank?
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Contract of Bailment
Different Modes of Charging Securities 32
WA 32
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Under Section 171 of the Indian Contract Act, what is a Banker's Lien and how does it function as an implied pledge for the bank?
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Banker's General Lien
Different Modes of Charging Securities 31
WA 31
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What are the essential conditions for a bank to legally exercise its Right of Set-Off between a customer's debit and credit accounts?
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Right of Set-Off
Different Modes of Charging Securities 31
WA 31
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According to Section 172 of the Indian Contract Act, what constitutes a valid 'Pledge' of goods to secure a bank loan?
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Concept of Pledge
Different Modes of Charging Securities 31
WA 31
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What are the defining characteristics of a 'Simple Mortgage' and how does the bank recover its dues if the borrower defaults?
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Simple Mortgage Characteristics
Different Modes of Charging Securities 31
WA 31
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How does the landmark case of Mohiri Bibi vs Dharmodas Ghose affect a bank's lending relationship with a borrower who is a minor?
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Minor's Contract & Capacity
Different Modes of Charging Securities 30
WA 30
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Why is an Equitable Mortgage (Mortgage by Deposit of Title Deeds) the most popular method for securing housing and corporate loans?
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Equitable Mortgage (Deposit of Title Deeds)
Different Modes of Charging Securities 29
WA 29
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How does Section 58(a) of the Transfer of Property Act, 1882 define a 'Mortgage' for the purpose of securing a bank advance?
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Definition of Mortgage
Different Modes of Charging Securities 27
WA 27
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What unique feature distinguishes an 'English Mortgage' from other types of property charges under the Transfer of Property Act?
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English Mortgage Features
Different Modes of Charging Securities 24
WA 24
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Why is the registration of an equitable mortgage with CERSAI mandatory for banks under the SARFAESI Act provisions?
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CERSAI Registration Importance
Different Modes of Charging Securities 24
WA 24
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What are the specific limitation periods prescribed under the Limitation Act 1963 for filing a suit for sale versus a suit for foreclosure?
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Limitation Period in Mortgages
Different Modes of Charging Securities 22
WA 22
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Under Section 77 of the Companies Act 2013, within what timeframe must a bank register a charge created on a company's assets?
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Registration of Charges with ROC
Different Modes of Charging Securities 22
WA 22
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In a running account like Cash Credit, how does the 'Right of Appropriation' work when a borrower makes a deposit without specific instructions?
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Right of Appropriation (Clayton's Rule)
Different Modes of Charging Securities 21
WA 21
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What constitutes a 'Contract of Agency' under Section 182, and how does implied authority bind the principal to the agent's actions?
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Contract of Agency
Different Modes of Charging Securities 24
WA 24
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How does a 'Usufructuary Mortgage' function, and why is it generally not preferred by modern commercial banks?
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Usufructuary Mortgage
Different Modes of Charging Securities 24
WA 24
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Which specific assets are classified as 'Actionable Claims' and how does a bank accept them as collateral security?
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Actionable Claims
Different Modes of Charging Securities 24
WA 24
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Different Modes of Charging Securities — JAIIB PPB Capsules

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Essentials of a Valid Contract What is the legal definition of a contract under Section 2(h) of the Indian Contract Act, 1872, and what… Assignment of Actionable Claims How is an 'Assignment' used as a mode of charging security, and what type of banking assets are typicall… Pledge vs Hypothecation What is the critical operational and legal distinction between a Pledge and a Hypothecation of goods for… Concept of Hypothecation How does Section 2 of the SARFAESI Act define 'Hypothecation', and who retains the possession of the sec… Contract of Bailment Under Section 148 of the Indian Contract Act, what is a 'Contract of Bailment' and how does it apply to… Banker's General Lien Under Section 171 of the Indian Contract Act, what is a Banker's Lien and how does it function as an imp… Right of Set-Off What are the essential conditions for a bank to legally exercise its Right of Set-Off between a customer… Concept of Pledge According to Section 172 of the Indian Contract Act, what constitutes a valid 'Pledge' of goods to secur… Simple Mortgage Characteristics What are the defining characteristics of a 'Simple Mortgage' and how does the bank recover its dues if t… Minor's Contract & Capacity How does the landmark case of Mohiri Bibi vs Dharmodas Ghose affect a bank's lending relationship with a… Equitable Mortgage (Deposit of Title Deeds) Why is an Equitable Mortgage (Mortgage by Deposit of Title Deeds) the most popular method for securing h… Definition of Mortgage How does Section 58(a) of the Transfer of Property Act, 1882 define a 'Mortgage' for the purpose of secu… English Mortgage Features What unique feature distinguishes an 'English Mortgage' from other types of property charges under the T… CERSAI Registration Importance Why is the registration of an equitable mortgage with CERSAI mandatory for banks under the SARFAESI Act… Limitation Period in Mortgages What are the specific limitation periods prescribed under the Limitation Act 1963 for filing a suit for… Registration of Charges with ROC Under Section 77 of the Companies Act 2013, within what timeframe must a bank register a charge created… Right of Appropriation (Clayton's Rule) In a running account like Cash Credit, how does the 'Right of Appropriation' work when a borrower makes… Contract of Agency What constitutes a 'Contract of Agency' under Section 182, and how does implied authority bind the princ… Usufructuary Mortgage How does a 'Usufructuary Mortgage' function, and why is it generally not preferred by modern commercial… Actionable Claims Which specific assets are classified as 'Actionable Claims' and how does a bank accept them as collatera…
Chapters in this paper
Banker-Customer Relationship Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Essentials of Bank Computerisation Ethics, Business Ethics & Banking: An Integrated Perspective AML- KYC Guidelines Appraisal and Assessment of Credit Facilities Operational Aspects of CBS Environment Ethics at the Individual Level Operational Aspects of KYC Operational Aspects of Loan Accounts Alternate Delivery Channels – Digital Banking Ethical Dimensions: Employees Opening Accounts of Various Types of Customers Types of Collaterals and their Characteristics Data Communication Network and EFT Systems Work Ethics and the Workplace
Modules in PPB
MODULE A: General Banking Operations MODULE B: Functions of Banks MODULE C: Banking Technology MODULE D: Ethics in Banks and Financial Institutions
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
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