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PPB Capsule Cards PRO Personal Finance
What specific warning legend/notice MUST be prominently displayed on all monthly credit card statements?
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Minimum Amount Due Warning
Personal Finance 52
WA 52
PPB Capsule Cards PRO Personal Finance
Are stamp duty and registration charges included in the cost of the house when calculating the Loan to Value (LTV) ratio?
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Stamp Duty in LTV Calculation
Personal Finance 44
WA 44
PPB Capsule Cards PRO Personal Finance
What is the maximum timeframe for a card issuing bank/NBFC to respond to a customer's grievance before escalation?
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42 Views
Grievance Redressal Timeline
Personal Finance 42
WA 42
PPB Capsule Cards PRO Personal Finance
In the context of credit card fraud control, what exactly does the modern process of 'Tokenisation' achieve?
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Tokenisation in Cards
Personal Finance 42
WA 42
PPB Capsule Cards PRO Personal Finance
For what specific types of construction projects are banks strictly prohibited from granting home loans/finance?
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Prohibited Home Loan Purposes
Personal Finance 42
WA 42
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PPB Capsule Cards PRO Personal Finance
For an individual housing loan up to Rs. 30 lakh, what is the maximum Loan to Value (LTV) ratio and associated Risk Weight?
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LTV Ratio and Risk Weights
Personal Finance 42
WA 42
PPB Capsule Cards PRO Personal Finance
Why has the RBI advised banks to be cautious about innovative schemes like 80:20 or 75:25 housing loans?
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Risks of Innovative Schemes
Personal Finance 42
WA 42
PPB Capsule Cards PRO Personal Finance
How must Card Issuers communicate the cost of credit to cardholders to ensure total transparency under RBI rules?
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41 Views
Transparency: APR Disclosure
Personal Finance 41
WA 41
PPB Capsule Cards PRO Personal Finance
In a standard credit card ecosystem, what is the distinct role of entities known as 'Merchant Acquirers'?
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Role of Merchant Acquirers
Personal Finance 39
WA 39
PPB Capsule Cards PRO Personal Finance
When banks lend to housing intermediary agencies or private builders, under what specific RBI norms do these loans fall?
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39 Views
CRE Exposure Classification
Personal Finance 39
WA 39
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PPB Capsule Cards PRO Personal Finance
What is the strict RBI mandate regarding the issuance of 'unsolicited' credit cards or unrequested limit upgrades?
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38 Views
Unsolicited Cards Prohibition
Personal Finance 38
WA 38
PPB Capsule Cards PRO Personal Finance
Under RBI guidelines, what capital requirement must an NBFC strictly meet to undertake credit card business?
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37 Views
NBFC Credit Card Eligibility
Personal Finance 37
WA 37
PPB Capsule Cards PRO Personal Finance
What is the definitive RBI directive regarding banks charging foreclosure charges or pre-payment penalties on home loans?
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Pre-payment Penalty Rules
Personal Finance 34
WA 34
PPB Capsule Cards PRO Personal Finance
When assessing eligibility for a salary/personal loan, what critical financial parameter limits the final quantum of the loan?
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31 Views
Minimum Take Home Pay Limit
Personal Finance 31
WA 31
PPB Capsule Cards PRO Personal Finance
What is the primary form of security taken by the bank when sanctioning a consumer loan for purchasing goods?
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Security for Consumer Loans
Personal Finance 30
WA 30
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Who constitutes the primary target group for home loans provided by commercial banks in India?
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Home Loan Target Group
Personal Finance 33
WA 33
PPB Capsule Cards PRO Personal Finance
How is the disbursal of a housing loan handled differently for a completed house versus a house under construction?
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Home Loan Disbursal Linkage
Personal Finance 30
WA 30
PPB Capsule Cards PRO Personal Finance
What is the primary 'Target Group' for the Procedure and Practices for Salary Loans in banks?
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Salary Loans Target Group
Personal Finance 30
WA 30
PPB Capsule Cards PRO Personal Finance
Can commercial banks extend credit for slum improvement schemes, and if so, under what typical conditions?
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28 Views
Slum Clearance Financing
Personal Finance 28
WA 28
PPB Capsule Cards PRO Personal Finance
What specific items are 'Consumer Loans' typically designed to finance for salaried and self-employed individuals?
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Consumer Loans Purpose
Personal Finance 28
WA 28
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Personal Finance — JAIIB PPB Capsules

India's #1 short-form JAIIB preparation app. 500+ capsule cards, unlimited mock tests & PDF notes for JAIIB May & Nov 2026 (PPB, IE-IFS, AFM, RBWM). Learn while commuting. Clear JAIIB in your first attempt. Join 5,000+ bankers.

All 20 cards on this page
Minimum Amount Due Warning What specific warning legend/notice MUST be prominently displayed on all monthly credit card statements? Stamp Duty in LTV Calculation Are stamp duty and registration charges included in the cost of the house when calculating the Loan to V… Grievance Redressal Timeline What is the maximum timeframe for a card issuing bank/NBFC to respond to a customer's grievance before e… Tokenisation in Cards In the context of credit card fraud control, what exactly does the modern process of 'Tokenisation' achi… Prohibited Home Loan Purposes For what specific types of construction projects are banks strictly prohibited from granting home loans/… LTV Ratio and Risk Weights For an individual housing loan up to Rs. 30 lakh, what is the maximum Loan to Value (LTV) ratio and asso… Risks of Innovative Schemes Why has the RBI advised banks to be cautious about innovative schemes like 80:20 or 75:25 housing loans? Transparency: APR Disclosure How must Card Issuers communicate the cost of credit to cardholders to ensure total transparency under R… Role of Merchant Acquirers In a standard credit card ecosystem, what is the distinct role of entities known as 'Merchant Acquirers'? CRE Exposure Classification When banks lend to housing intermediary agencies or private builders, under what specific RBI norms do t… Unsolicited Cards Prohibition What is the strict RBI mandate regarding the issuance of 'unsolicited' credit cards or unrequested limit… NBFC Credit Card Eligibility Under RBI guidelines, what capital requirement must an NBFC strictly meet to undertake credit card busin… Pre-payment Penalty Rules What is the definitive RBI directive regarding banks charging foreclosure charges or pre-payment penalti… Minimum Take Home Pay Limit When assessing eligibility for a salary/personal loan, what critical financial parameter limits the fina… Security for Consumer Loans What is the primary form of security taken by the bank when sanctioning a consumer loan for purchasing g… Home Loan Target Group Who constitutes the primary target group for home loans provided by commercial banks in India? Home Loan Disbursal Linkage How is the disbursal of a housing loan handled differently for a completed house versus a house under co… Salary Loans Target Group What is the primary 'Target Group' for the Procedure and Practices for Salary Loans in banks? Slum Clearance Financing Can commercial banks extend credit for slum improvement schemes, and if so, under what typical condition… Consumer Loans Purpose What specific items are 'Consumer Loans' typically designed to finance for salaried and self-employed in…
Chapters in this paper
Banker-Customer Relationship Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Essentials of Bank Computerisation Ethics, Business Ethics & Banking: An Integrated Perspective AML- KYC Guidelines Appraisal and Assessment of Credit Facilities Operational Aspects of CBS Environment Ethics at the Individual Level Operational Aspects of KYC Operational Aspects of Loan Accounts Alternate Delivery Channels – Digital Banking Ethical Dimensions: Employees Opening Accounts of Various Types of Customers Types of Collaterals and their Characteristics Data Communication Network and EFT Systems Work Ethics and the Workplace
Modules in PPB
MODULE A: General Banking Operations MODULE B: Functions of Banks MODULE C: Banking Technology MODULE D: Ethics in Banks and Financial Institutions
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
Study formats
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