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🏦 JAIIB PPB Finance to MFIs/Co-Lending Arrangements with NBFCs 20 cards
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PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
Under the Companies Act, which specific activities automatically disqualify an institution from being classified as a primary NBFC?
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NBFC Core Exemptions
Finance to MFIs/Co-Lending Arrangements with NBFCs 43
WA 43
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What are the maximum loan amounts an MFI can disburse to a borrower in the first cycle versus subsequent cycles?
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43 Views
MFI Qualifying Asset: Loan Limits
Finance to MFIs/Co-Lending Arrangements with NBFCs 43
WA 43
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What is the minimum Capital to Risk-Weighted Assets Ratio (CRAR) that an NBFC-MFI must strictly maintain?
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42 Views
MFI Capital Adequacy Norms
Finance to MFIs/Co-Lending Arrangements with NBFCs 42
WA 42
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What is the maximum prudential ceiling for a bank's exposure to a single NBFC (excluding gold loan companies)?
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40 Views
Exposure Ceiling: Single NBFC
Finance to MFIs/Co-Lending Arrangements with NBFCs 40
WA 40
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
Under MFI prudential norms, what is the absolute cap on the total indebtedness of a microfinance borrower?
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MFI Total Indebtedness Cap
Finance to MFIs/Co-Lending Arrangements with NBFCs 38
WA 38
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PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
According to RBI, what specific types of NBFC activities are strictly NOT eligible for bank credit financing?
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37 Views
Bank Credit to NBFCs: Exclusions
Finance to MFIs/Co-Lending Arrangements with NBFCs 37
WA 37
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What is the maximum percentage of bank credit to NBFCs for 'on-lending' that can be classified under Priority Sector Lending?
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On-Lending Cap to NBFCs
Finance to MFIs/Co-Lending Arrangements with NBFCs 37
WA 37
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What is the minimum Net Owned Funds (NOF) requirement for an NBFC to be officially registered as an NBFC-MFI?
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NBFC-MFI: Net Owned Funds
Finance to MFIs/Co-Lending Arrangements with NBFCs 37
WA 37
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What is the specific, stricter exposure limit applied to NBFCs predominantly lending against collateral of gold jewellery?
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35 Views
Exposure Ceiling: Gold Loan NBFCs
Finance to MFIs/Co-Lending Arrangements with NBFCs 35
WA 35
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What is the mandated bank exposure limit when lending to a group of connected NBFCs or connected counterparties?
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34 Views
Exposure Ceiling: NBFC Group
Finance to MFIs/Co-Lending Arrangements with NBFCs 34
WA 34
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To maintain MFI status, what minimum percentage of its net assets must an NBFC-MFI strictly maintain in 'Qualifying Assets'?
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NBFC-MFI: Qualifying Assets Rule
Finance to MFIs/Co-Lending Arrangements with NBFCs 34
WA 34
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What is the maximum annual household income allowed for a borrower to be eligible for a microfinance loan from an NBFC-MFI?
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MFI Qualifying Asset: Income Limit
Finance to MFIs/Co-Lending Arrangements with NBFCs 34
WA 34
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
How does RBI restrict the interest rate margin (difference between lending rate and cost of funds) for NBFC-MFIs?
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30 Views
MFI Pricing: Margin Cap
Finance to MFIs/Co-Lending Arrangements with NBFCs 30
WA 30
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What are the strict provisioning requirements for an NBFC-MFI regarding non-performing 'Qualifying Assets'?
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MFI Provisioning Norms
Finance to MFIs/Co-Lending Arrangements with NBFCs 29
WA 29
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
Under the Co-Lending Model (CLM) between Banks and NBFCs, what is the mandatory minimum risk share the NBFC must hold?
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Co-Lending Model (CLM) Mechanics
Finance to MFIs/Co-Lending Arrangements with NBFCs 28
WA 28
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PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
Under RBI's revised regulatory framework effective October 2022, into how many layers are NBFCs categorized?
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Scale Based Regulation (SBR)
Finance to MFIs/Co-Lending Arrangements with NBFCs 28
WA 28
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
To prevent ghost-borrowing and severe debt traps, what restriction exists on borrowers taking loans from multiple MFIs?
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27 Views
MFI Multiple-Lending Restriction
Finance to MFIs/Co-Lending Arrangements with NBFCs 27
WA 27
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
If an MFI grants a loan amount exceeding Rs. 30,000, what is the minimum required repayment tenure?
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29 Views
MFI Loan Tenure Requirement
Finance to MFIs/Co-Lending Arrangements with NBFCs 29
WA 29
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
In a Bank-NBFC Co-Lending arrangement, how is the customer's account statement managed to avoid confusion?
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CLM Customer Statements
Finance to MFIs/Co-Lending Arrangements with NBFCs 29
WA 29
PPB Capsule Cards PRO Finance to MFIs/Co-Lendin…
What are the maximum allowable processing fees and insurance charges an MFI can levy on a borrower?
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MFI Processing & Insurance Charges
Finance to MFIs/Co-Lending Arrangements with NBFCs 28
WA 28
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Finance to MFIs/Co-Lending Arrangements with NBFCs — JAIIB PPB Capsules

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All 20 cards on this page
NBFC Core Exemptions Under the Companies Act, which specific activities automatically disqualify an institution from being cl… MFI Qualifying Asset: Loan Limits What are the maximum loan amounts an MFI can disburse to a borrower in the first cycle versus subsequent… MFI Capital Adequacy Norms What is the minimum Capital to Risk-Weighted Assets Ratio (CRAR) that an NBFC-MFI must strictly maintain? Exposure Ceiling: Single NBFC What is the maximum prudential ceiling for a bank's exposure to a single NBFC (excluding gold loan compa… MFI Total Indebtedness Cap Under MFI prudential norms, what is the absolute cap on the total indebtedness of a microfinance borrowe… Bank Credit to NBFCs: Exclusions According to RBI, what specific types of NBFC activities are strictly NOT eligible for bank credit finan… On-Lending Cap to NBFCs What is the maximum percentage of bank credit to NBFCs for 'on-lending' that can be classified under Pri… NBFC-MFI: Net Owned Funds What is the minimum Net Owned Funds (NOF) requirement for an NBFC to be officially registered as an NBFC… Exposure Ceiling: Gold Loan NBFCs What is the specific, stricter exposure limit applied to NBFCs predominantly lending against collateral… Exposure Ceiling: NBFC Group What is the mandated bank exposure limit when lending to a group of connected NBFCs or connected counter… NBFC-MFI: Qualifying Assets Rule To maintain MFI status, what minimum percentage of its net assets must an NBFC-MFI strictly maintain in… MFI Qualifying Asset: Income Limit What is the maximum annual household income allowed for a borrower to be eligible for a microfinance loa… MFI Pricing: Margin Cap How does RBI restrict the interest rate margin (difference between lending rate and cost of funds) for N… MFI Provisioning Norms What are the strict provisioning requirements for an NBFC-MFI regarding non-performing 'Qualifying Asset… Co-Lending Model (CLM) Mechanics Under the Co-Lending Model (CLM) between Banks and NBFCs, what is the mandatory minimum risk share the N… Scale Based Regulation (SBR) Under RBI's revised regulatory framework effective October 2022, into how many layers are NBFCs categori… MFI Multiple-Lending Restriction To prevent ghost-borrowing and severe debt traps, what restriction exists on borrowers taking loans from… MFI Loan Tenure Requirement If an MFI grants a loan amount exceeding Rs. 30,000, what is the minimum required repayment tenure? CLM Customer Statements In a Bank-NBFC Co-Lending arrangement, how is the customer's account statement managed to avoid confusio… MFI Processing & Insurance Charges What are the maximum allowable processing fees and insurance charges an MFI can levy on a borrower?
Chapters in this paper
Banker-Customer Relationship Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Essentials of Bank Computerisation Ethics, Business Ethics & Banking: An Integrated Perspective AML- KYC Guidelines Appraisal and Assessment of Credit Facilities Operational Aspects of CBS Environment Ethics at the Individual Level Operational Aspects of KYC Operational Aspects of Loan Accounts Alternate Delivery Channels – Digital Banking Ethical Dimensions: Employees Opening Accounts of Various Types of Customers Types of Collaterals and their Characteristics Data Communication Network and EFT Systems Work Ethics and the Workplace
Modules in PPB
MODULE A: General Banking Operations MODULE B: Functions of Banks MODULE C: Banking Technology MODULE D: Ethics in Banks and Financial Institutions
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
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