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🏦 JAIIB PPB Micro, Small and Medium Enterprises in India 20 cards
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PPB Capsule Cards PRO Micro, Small and Medium E…
What is the maximum eligible credit facility amount per borrower that can be covered under the standard CGTMSE scheme by commercial banks?
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CGTMSE Maximum Limit
Micro, Small and Medium Enterprises in India 44
WA 44
PPB Capsule Cards PRO Micro, Small and Medium E…
What major conceptual shift did the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 introduce?
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MSMED Act 2006 Shift
Micro, Small and Medium Enterprises in India 39
WA 39
PPB Capsule Cards PRO Micro, Small and Medium E…
If a buyer fails to pay an MSME supplier within the 45-day limit, what massive penalty interest is legally levied?
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Delayed Payments: Penalty Rate
Micro, Small and Medium Enterprises in India 39
WA 39
PPB Capsule Cards PRO Micro, Small and Medium E…
Based on the composite criteria effective July 1, 2020, what precisely defines a 'Micro Enterprise'?
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Micro Enterprise Criteria
Micro, Small and Medium Enterprises in India 38
WA 38
PPB Capsule Cards PRO Micro, Small and Medium E…
Which two primary institutions partnered to set up the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) in 2000?
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CGTMSE Scheme Origin
Micro, Small and Medium Enterprises in India 38
WA 38
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What are the exact investment and turnover thresholds required to be classified as a 'Small Enterprise'?
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Small Enterprise Criteria
Micro, Small and Medium Enterprises in India 37
WA 37
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Under the new composite classification, what defines the upper limits of a 'Medium Enterprise'?
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Medium Enterprise Criteria
Micro, Small and Medium Enterprises in India 37
WA 37
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When calculating the total turnover of an enterprise for MSME classification, how are export earnings treated?
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Turnover Calculation: Exports
Micro, Small and Medium Enterprises in India 37
WA 37
PPB Capsule Cards PRO Micro, Small and Medium E…
According to the Prime Minister's Task Force on MSMEs, what percentage of total MSE lending must be directed exclusively to Micro enterprises?
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Policy Package: Micro Sub-target
Micro, Small and Medium Enterprises in India 37
WA 37
PPB Capsule Cards PRO Micro, Small and Medium E…
Under the MSMED Act 2006, if no specific date is agreed upon, what is the maximum time a buyer has to pay an MSME supplier?
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Delayed Payments: Maximum Days
Micro, Small and Medium Enterprises in India 36
WA 36
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What exactly is TReDS and what specific financial service does it facilitate for MSMEs?
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TReDS Platform Mechanism
Micro, Small and Medium Enterprises in India 36
WA 36
PPB Capsule Cards PRO Micro, Small and Medium E…
For a standard Micro Enterprise availing a credit facility up to Rs. 5 lakh, what is the maximum extent of the CGTMSE guarantee cover?
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CGTMSE Cover: Micro up to 5 Lakh
Micro, Small and Medium Enterprises in India 32
WA 32
PPB Capsule Cards PRO Micro, Small and Medium E…
Under the Credit Linked Capital Subsidy Scheme (CLSS) for technology upgradation, what is the subsidy percentage and ceiling?
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CLSS Tech Upgradation
Micro, Small and Medium Enterprises in India 32
WA 32
PPB Capsule Cards PRO Micro, Small and Medium E…
What special extent of guarantee cover is provided to Women entrepreneurs and units located in the North East Region?
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CGTMSE Cover: Women/NE Region
Micro, Small and Medium Enterprises in India 30
WA 30
PPB Capsule Cards PRO Micro, Small and Medium E…
Under RBI's common guidelines, up to what exact loan amount are banks strictly mandated to accept NO collateral security from MSEs?
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Collateral Free Mandate Limit
Micro, Small and Medium Enterprises in India 30
WA 30
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When a bank invokes a CGTMSE guarantee for an NPA, how is the claim amount disbursed by the Trust?
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CGTMSE Claims Processing
Micro, Small and Medium Enterprises in India 28
WA 28
PPB Capsule Cards PRO Micro, Small and Medium E…
What two specific tax identification numbers are completely mandatory for filing the online Udyam Registration?
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Udyam Registration Requirements
Micro, Small and Medium Enterprises in India 32
WA 32
PPB Capsule Cards PRO Micro, Small and Medium E…
What international organization identified 388 specific industrial clusters in India, leading to the 'Cluster Based Approach' in MSME lending?
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Cluster Based Approach
Micro, Small and Medium Enterprises in India 32
WA 32
PPB Capsule Cards PRO Micro, Small and Medium E…
To simplify lending for small entrepreneurs, up to what amount can banks sanction a 'Composite Loan' covering both term and working capital?
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Composite Loan Limit
Micro, Small and Medium Enterprises in India 29
WA 29
PPB Capsule Cards PRO Micro, Small and Medium E…
What is the name of the specific government portal designed for MSMEs to file cases regarding delayed payments?
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SAMADHAAN Portal
Micro, Small and Medium Enterprises in India 28
WA 28
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Micro, Small and Medium Enterprises in India — JAIIB PPB Capsules

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CGTMSE Maximum Limit What is the maximum eligible credit facility amount per borrower that can be covered under the standard… MSMED Act 2006 Shift What major conceptual shift did the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 in… Delayed Payments: Penalty Rate If a buyer fails to pay an MSME supplier within the 45-day limit, what massive penalty interest is legal… Micro Enterprise Criteria Based on the composite criteria effective July 1, 2020, what precisely defines a 'Micro Enterprise'? CGTMSE Scheme Origin Which two primary institutions partnered to set up the Credit Guarantee Fund Trust for Micro and Small E… Small Enterprise Criteria What are the exact investment and turnover thresholds required to be classified as a 'Small Enterprise'? Medium Enterprise Criteria Under the new composite classification, what defines the upper limits of a 'Medium Enterprise'? Turnover Calculation: Exports When calculating the total turnover of an enterprise for MSME classification, how are export earnings tr… Policy Package: Micro Sub-target According to the Prime Minister's Task Force on MSMEs, what percentage of total MSE lending must be dire… Delayed Payments: Maximum Days Under the MSMED Act 2006, if no specific date is agreed upon, what is the maximum time a buyer has to pa… TReDS Platform Mechanism What exactly is TReDS and what specific financial service does it facilitate for MSMEs? CGTMSE Cover: Micro up to 5 Lakh For a standard Micro Enterprise availing a credit facility up to Rs. 5 lakh, what is the maximum extent… CLSS Tech Upgradation Under the Credit Linked Capital Subsidy Scheme (CLSS) for technology upgradation, what is the subsidy pe… CGTMSE Cover: Women/NE Region What special extent of guarantee cover is provided to Women entrepreneurs and units located in the North… Collateral Free Mandate Limit Under RBI's common guidelines, up to what exact loan amount are banks strictly mandated to accept NO col… CGTMSE Claims Processing When a bank invokes a CGTMSE guarantee for an NPA, how is the claim amount disbursed by the Trust? Udyam Registration Requirements What two specific tax identification numbers are completely mandatory for filing the online Udyam Regist… Cluster Based Approach What international organization identified 388 specific industrial clusters in India, leading to the 'Cl… Composite Loan Limit To simplify lending for small entrepreneurs, up to what amount can banks sanction a 'Composite Loan' cov… SAMADHAAN Portal What is the name of the specific government portal designed for MSMEs to file cases regarding delayed pa…
Chapters in this paper
Banker-Customer Relationship Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Essentials of Bank Computerisation Ethics, Business Ethics & Banking: An Integrated Perspective AML- KYC Guidelines Appraisal and Assessment of Credit Facilities Operational Aspects of CBS Environment Ethics at the Individual Level Operational Aspects of KYC Operational Aspects of Loan Accounts Alternate Delivery Channels – Digital Banking Ethical Dimensions: Employees Opening Accounts of Various Types of Customers Types of Collaterals and their Characteristics Data Communication Network and EFT Systems Work Ethics and the Workplace
Modules in PPB
MODULE A: General Banking Operations MODULE B: Functions of Banks MODULE C: Banking Technology MODULE D: Ethics in Banks and Financial Institutions
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
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