Resume from card #1
🏦 JAIIB IE-IFS Micro Finance Institutions
🏦 JAIIB IE-IFS Micro Finance Institutions 20 cards
Back
All Capsule Cards
View: Vertical
IE-IFS Capsule Cards PRO Micro Finance Institution…
What are the three historical phases of microfinance evolution in India, and what major developmental institutions emerged during the second phase?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
36 Views
Evolution of Microfinance
Micro Finance Institutions 36
WA 36
IE-IFS Capsule Cards PRO Micro Finance Institution…
To be classified as an NBFC-MFI under the latest RBI guidelines, what minimum percentage of total assets must be 'qualifying assets' (microfinance)?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
32 Views
Qualifying Assets for NBFC-MFI
Micro Finance Institutions 32
WA 32
IE-IFS Capsule Cards PRO Micro Finance Institution…
Which SHG-Bank Linkage Model is considered the most popular in India, and what role does an NGO play in it?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
31 Views
SHG-Bank Linkage Model II
Micro Finance Institutions 31
WA 31
IE-IFS Capsule Cards PRO Micro Finance Institution…
Who is credited as the global pioneer of the microfinance concept, and what was the name of the institution established by him in Bangladesh?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
30 Views
Grameen Bank Model
Micro Finance Institutions 30
WA 30
IE-IFS Capsule Cards PRO Micro Finance Institution…
How does 'Model III' of the SHG-Bank Linkage Programme differ fundamentally from Model II regarding the flow of funds?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
30 Views
SHG-Bank Linkage Model III
Micro Finance Institutions 30
WA 30
🔓

Enjoying ClearShorts?

Create a free account to track progress, like cards and join discussions.

IE-IFS Capsule Cards PRO Micro Finance Institution…
What is the standard size of a Joint Liability Group (JLG), and what is its primary purpose for farmers or micro-entrepreneurs?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
29 Views
Joint Liability Groups (JLGs)
Micro Finance Institutions 29
WA 29
IE-IFS Capsule Cards PRO Micro Finance Institution…
Under the revised RBI guidelines, what is the strict rule regarding pre-payment penalties on microfinance loans?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
29 Views
Pre-payment Penalty Ban
Micro Finance Institutions 29
WA 29
IE-IFS Capsule Cards PRO Micro Finance Institution…
What are the three broad categories into which Micro Finance Institutions (MFIs) in India can be classified based on their operational motives?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
28 Views
Types of MFIs
Micro Finance Institutions 28
WA 28
IE-IFS Capsule Cards PRO Micro Finance Institution…
Which specific RBI-appointed committee investigated the 2010 microfinance crisis in Andhra Pradesh and recommended a separate NBFC-MFI category?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
28 Views
Malegam Committee
Micro Finance Institutions 28
WA 28
IE-IFS Capsule Cards PRO Micro Finance Institution…
According to the RBI Directions 2022, what is the exact definition of a 'microfinance loan' regarding collateral and household income?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
28 Views
Microfinance Loan Definition
Micro Finance Institutions 28
WA 28
🔓

Enjoying ClearShorts?

Create a free account to track progress, like cards and join discussions.

IE-IFS Capsule Cards PRO Micro Finance Institution…
To prevent over-indebtedness, what is the maximum permissible limit on the outflow for repayment of microfinance loans for a household?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
28 Views
Loan Repayment Obligation Limit
Micro Finance Institutions 28
WA 28
IE-IFS Capsule Cards PRO Micro Finance Institution…
What is the typical composition and primary objective of a Self Help Group (SHG) functioning at the grassroots level?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
27 Views
Self Help Groups (SHGs)
Micro Finance Institutions 27
WA 27
IE-IFS Capsule Cards PRO Micro Finance Institution…
According to RBI's guidelines on recovery, where should NBFC-MFIs ideally conduct their recovery operations to prevent harassment?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
24 Views
Non-Coercive Recovery Methods
Micro Finance Institutions 24
WA 24
IE-IFS Capsule Cards PRO Micro Finance Institution…
What is the mandatory reporting requirement for Regulated Entities (REs) regarding microfinance borrowers' data?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
23 Views
Submission to CICs
Micro Finance Institutions 23
WA 23
IE-IFS Capsule Cards PRO Micro Finance Institution…
Is there a strict regulatory cap on the interest rates charged by MFIs, and how is the pricing determined under the 2022 framework?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
21 Views
Pricing of Microfinance Loans
Micro Finance Institutions 21
WA 21
🔓

Enjoying ClearShorts?

Create a free account to track progress, like cards and join discussions.

IE-IFS Capsule Cards PRO Micro Finance Institution…
Does bank finance extended to Micro Finance Institutions qualify as Priority Sector Lending (PSL)?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
21 Views
Priority Sector Status of MFIs
Micro Finance Institutions 21
WA 21
IE-IFS Capsule Cards PRO Micro Finance Institution…
To ensure transparency and customer protection, in what language must the Fair Practices Code (FPC) be displayed by an NBFC-MFI?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
21 Views
Fair Practices Code (FPC) Language
Micro Finance Institutions 21
WA 21
IE-IFS Capsule Cards PRO Micro Finance Institution…
Under the SHG-Bank Linkage Programme, what defines 'Model I' of financing, and is there any NGO intervention involved?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
20 Views
SHG-Bank Linkage Model I
Micro Finance Institutions 20
WA 20
IE-IFS Capsule Cards PRO Micro Finance Institution…
Under the Fair Practices Code, what restriction is placed on the compensation methods for field staff recovering microfinance loans?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
20 Views
Staff Compensation Ethics
Micro Finance Institutions 20
WA 20
IE-IFS Capsule Cards PRO Micro Finance Institution…
What specific information must be prominently disclosed in the loan card provided to every microfinance borrower?
Tap to reveal answer
Premium Answer

Unlock with a membership plan

Unlock Now
19 Views
Mandatory Loan Card Elements
Micro Finance Institutions 19
WA 19
Comments

No comments yet. Be the first!

Share

Micro Finance Institutions — JAIIB IE-IFS Capsules

India's #1 short-form JAIIB preparation app. 500+ capsule cards, unlimited mock tests & PDF notes for JAIIB May & Nov 2026 (PPB, IE-IFS, AFM, RBWM). Learn while commuting. Clear JAIIB in your first attempt. Join 5,000+ bankers.

All 20 cards on this page
Evolution of Microfinance What are the three historical phases of microfinance evolution in India, and what major developmental in… Qualifying Assets for NBFC-MFI To be classified as an NBFC-MFI under the latest RBI guidelines, what minimum percentage of total assets… SHG-Bank Linkage Model II Which SHG-Bank Linkage Model is considered the most popular in India, and what role does an NGO play in… Grameen Bank Model Who is credited as the global pioneer of the microfinance concept, and what was the name of the institut… SHG-Bank Linkage Model III How does 'Model III' of the SHG-Bank Linkage Programme differ fundamentally from Model II regarding the… Joint Liability Groups (JLGs) What is the standard size of a Joint Liability Group (JLG), and what is its primary purpose for farmers… Pre-payment Penalty Ban Under the revised RBI guidelines, what is the strict rule regarding pre-payment penalties on microfinanc… Types of MFIs What are the three broad categories into which Micro Finance Institutions (MFIs) in India can be classif… Malegam Committee Which specific RBI-appointed committee investigated the 2010 microfinance crisis in Andhra Pradesh and r… Microfinance Loan Definition According to the RBI Directions 2022, what is the exact definition of a 'microfinance loan' regarding co… Loan Repayment Obligation Limit To prevent over-indebtedness, what is the maximum permissible limit on the outflow for repayment of micr… Self Help Groups (SHGs) What is the typical composition and primary objective of a Self Help Group (SHG) functioning at the gras… Non-Coercive Recovery Methods According to RBI's guidelines on recovery, where should NBFC-MFIs ideally conduct their recovery operati… Submission to CICs What is the mandatory reporting requirement for Regulated Entities (REs) regarding microfinance borrower… Pricing of Microfinance Loans Is there a strict regulatory cap on the interest rates charged by MFIs, and how is the pricing determine… Priority Sector Status of MFIs Does bank finance extended to Micro Finance Institutions qualify as Priority Sector Lending (PSL)? Fair Practices Code (FPC) Language To ensure transparency and customer protection, in what language must the Fair Practices Code (FPC) be d… SHG-Bank Linkage Model I Under the SHG-Bank Linkage Programme, what defines 'Model I' of financing, and is there any NGO interven… Staff Compensation Ethics Under the Fair Practices Code, what restriction is placed on the compensation methods for field staff re… Mandatory Loan Card Elements What specific information must be prominently disclosed in the loan card provided to every microfinance…
Chapters in this paper
Modules in IE-IFS
JAIIB papers
Study formats
App Icon
Install ClearShorts App
Study offline, anytime