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IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What is the '50-50 test' used by the RBI to legally classify a company as a Non-Banking Financial Company (NBFC)?
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Definition of NBFC (50-50 Test)
Non-Banking Financial Companies (NBFCs) 30
WA 30
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
Which specific types of NBFCs will strictly always remain in the Base Layer of the regulatory framework?
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Entities in the Base Layer (NBFC-BL)
Non-Banking Financial Companies (NBFCs) 29
WA 29
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What asset size threshold determines if a Non-Deposit taking NBFC is classified as Systemically Important (NBFC-ND-SI)?
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NBFC-ND-SI Classification
Non-Banking Financial Companies (NBFCs) 28
WA 28
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What percentage of its total assets must an NBFC deploy in infrastructure loans to be classified as an IFC?
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Infrastructure Finance Company (IFC)
Non-Banking Financial Companies (NBFCs) 28
WA 28
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
Under RBI norms, what specific types of loans/activities by NBFCs are completely ineligible for commercial bank financing?
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Bank Finance Prohibitions to NBFCs
Non-Banking Financial Companies (NBFCs) 28
WA 28
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IE-IFS Capsule Cards PRO Non-Banking Financial Com…
When must an NBFC release all securities/collateral pertaining to a loan?
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Fair Practice: Release of Securities
Non-Banking Financial Companies (NBFCs) 28
WA 28
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What is the mandated minimum and maximum period for which an authorized NBFC can accept public deposits?
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Deposit Period for NBFCs
Non-Banking Financial Companies (NBFCs) 27
WA 27
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What are the two major asset criteria that define a Core Investment Company (CIC-ND-SI) under RBI regulations?
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Core Investment Company (CIC)
Non-Banking Financial Companies (NBFCs) 27
WA 27
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
Introduced in October 2021, what are the four structural layers of the RBI's Scale Based Regulation (SBR) framework for NBFCs?
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Scale Based Regulation (SBR) Framework
Non-Banking Financial Companies (NBFCs) 27
WA 27
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
Under Section 45-IA of the RBI Act, what is the absolute minimum Net Owned Funds (NOF) requirement to commence an NBFC?
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Net Owned Funds (NOF) Requirement
Non-Banking Financial Companies (NBFCs) 26
WA 26
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IE-IFS Capsule Cards PRO Non-Banking Financial Com…
Which types of non-banking financial entities are explicitly exempted from RBI registration due to regulation by other apex bodies?
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Exempted NBFC Regulators
Non-Banking Financial Companies (NBFCs) 25
WA 25
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
Can NBFCs offer deposit insurance to their customers, and what is the maximum interest rate they can offer on deposits?
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NBFC Deposit Constraints
Non-Banking Financial Companies (NBFCs) 25
WA 25
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
If an NBFC alters interest rates or service charges, how must these changes be applied to the borrower's account?
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Changes in Terms & Conditions
Non-Banking Financial Companies (NBFCs) 22
WA 22
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
According to the NBFC Fair Practice Code, what specific detail must be clearly bolded in the loan agreement?
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Fair Practice: Loan Agreement
Non-Banking Financial Companies (NBFCs) 25
WA 25
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What is the principal business of an NBFC-Factor, and what are its core asset/income thresholds?
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NBFC-Factors
Non-Banking Financial Companies (NBFCs) 24
WA 24
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IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What does the term 'Shadow Banking' refer to in the context of the financial system?
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Shadow Banking Concept
Non-Banking Financial Companies (NBFCs) 21
WA 21
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What are the mandatory display requirements regarding the Grievance Redressal Officer in an NBFC branch?
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Grievance Redressal Officer (GRO)
Non-Banking Financial Companies (NBFCs) 21
WA 21
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What is the principal business function of an Asset Finance Company (AFC)?
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Asset Finance Company (AFC)
Non-Banking Financial Companies (NBFCs) 21
WA 21
IE-IFS Capsule Cards PRO Non-Banking Financial Com…
What defines a Mortgage Guarantee Company (MGC) in terms of its business turnover and Net Owned Funds?
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Mortgage Guarantee Company (MGC)
Non-Banking Financial Companies (NBFCs) 21
WA 21
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Non-Banking Financial Companies (NBFCs) — JAIIB IE-IFS Capsules

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All 19 cards on this page
Definition of NBFC (50-50 Test) What is the '50-50 test' used by the RBI to legally classify a company as a Non-Banking Financial Compan… Entities in the Base Layer (NBFC-BL) Which specific types of NBFCs will strictly always remain in the Base Layer of the regulatory framework? NBFC-ND-SI Classification What asset size threshold determines if a Non-Deposit taking NBFC is classified as Systemically Importan… Infrastructure Finance Company (IFC) What percentage of its total assets must an NBFC deploy in infrastructure loans to be classified as an I… Bank Finance Prohibitions to NBFCs Under RBI norms, what specific types of loans/activities by NBFCs are completely ineligible for commerci… Fair Practice: Release of Securities When must an NBFC release all securities/collateral pertaining to a loan? Deposit Period for NBFCs What is the mandated minimum and maximum period for which an authorized NBFC can accept public deposits? Core Investment Company (CIC) What are the two major asset criteria that define a Core Investment Company (CIC-ND-SI) under RBI regula… Scale Based Regulation (SBR) Framework Introduced in October 2021, what are the four structural layers of the RBI's Scale Based Regulation (SBR… Net Owned Funds (NOF) Requirement Under Section 45-IA of the RBI Act, what is the absolute minimum Net Owned Funds (NOF) requirement to co… Exempted NBFC Regulators Which types of non-banking financial entities are explicitly exempted from RBI registration due to regul… NBFC Deposit Constraints Can NBFCs offer deposit insurance to their customers, and what is the maximum interest rate they can off… Changes in Terms & Conditions If an NBFC alters interest rates or service charges, how must these changes be applied to the borrower's… Fair Practice: Loan Agreement According to the NBFC Fair Practice Code, what specific detail must be clearly bolded in the loan agreem… NBFC-Factors What is the principal business of an NBFC-Factor, and what are its core asset/income thresholds? Shadow Banking Concept What does the term 'Shadow Banking' refer to in the context of the financial system? Grievance Redressal Officer (GRO) What are the mandatory display requirements regarding the Grievance Redressal Officer in an NBFC branch? Asset Finance Company (AFC) What is the principal business function of an Asset Finance Company (AFC)? Mortgage Guarantee Company (MGC) What defines a Mortgage Guarantee Company (MGC) in terms of its business turnover and Net Owned Funds?
Chapters in this paper
Micro Finance Institutions Non-Banking Financial Companies (NBFCs) Fixed Income Markets – Debt and Bond Markets Interconnectedness of Markets and Market Dynamics Merchant Banking Services Foreign Exchange Markets (IE-IFS) Factoring, Forfaiting and Trade Receivables Discounting System (TReDS) Venture Capital Lease Finance and Hire Purchase Credit Rating and Credit Scoring Pension Products Para Banking and Financial Services Provided by Banks Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) An Overview of Indian Economy Fundamentals of Economics, Microeconomics, and Macroeconomics and Types of Economies Indian Financial System – An Overview
Modules in IE-IFS
MODULE A: Indian Economic Architecture MODULE B: Economic Concepts Related to Banking MODULE C: Indian Financial Architecture MODULE D: Financial Products & Services
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
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