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PPB Capsule Cards PRO Operational Aspects of De…
Can a minor be appointed as a nominee in a bank deposit account?
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Nomination for Minors
Operational Aspects of Deposit Accounts 45
WA 45
PPB Capsule Cards PRO Operational Aspects of De…
What is the maximum number of withdrawals permitted in a month for a Basic Savings Bank Deposit Account (BSBDA)?
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BSBDA Withdrawal Limit
Operational Aspects of Deposit Accounts 44
WA 44
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Who is explicitly prohibited from opening a Current Account according to standard banking operations?
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Current Account Restrictions
Operational Aspects of Deposit Accounts 43
WA 43
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In a joint account with an 'Either or Survivor' mandate, what happens upon the death of one account holder?
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Joint Account: Survivor Mandate
Operational Aspects of Deposit Accounts 43
WA 43
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How does an Income Tax Attachment Order differ from a Garnishee Order regarding future deposits?
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Income Tax Attachment Order
Operational Aspects of Deposit Accounts 41
WA 41
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What are the two stages of a Garnishee Order issued by a Court under Order 21, Rule 46 of Civil Procedure Code?
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Garnishee Order Nisi vs Absolute
Operational Aspects of Deposit Accounts 39
WA 39
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Can a Garnishee order issued in a single name (e.g., Husband) be applied to a joint account (Husband and Wife) with an 'Either or Survivor' mandate?
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Garnishee on Joint Accounts
Operational Aspects of Deposit Accounts 39
WA 39
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At what intervals should interest on domestic term deposits be paid or compounded?
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Interest Calculation on Deposits
Operational Aspects of Deposit Accounts 38
WA 38
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What are the minimum and maximum periods for which a Fixed Deposit (Term Deposit) can be accepted by a bank?
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Term Deposit Tenure Limits
Operational Aspects of Deposit Accounts 37
WA 37
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When must unclaimed deposit balances be transferred to the Depositor Education and Awareness Fund (DEAF) maintained by RBI?
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DEAF Transfer Rules
Operational Aspects of Deposit Accounts 37
WA 37
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After what period of non-operation does a savings or current account get classified as an 'Inoperative' or 'Dormant' account?
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Inoperative Account Timeline
Operational Aspects of Deposit Accounts 36
WA 36
PPB Capsule Cards PRO Operational Aspects of De…
What are the three specific forms prescribed for making, cancelling, and varying nominations in bank deposits?
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Nomination Form Numbers
Operational Aspects of Deposit Accounts 35
WA 35
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How is interest paid on a term deposit when the depositor dies before maturity, but the claim is settled after maturity?
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Interest on Deceased Depositor Account
Operational Aspects of Deposit Accounts 33
WA 33
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Are cheques deposited but not yet cleared (uncleared effects) attachable by a Garnishee order?
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Uncleared Effects in Garnishee
Operational Aspects of Deposit Accounts 33
WA 33
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Can a bank refuse to allow premature withdrawal of a Term Deposit?
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Premature Withdrawal of Bulk Deposits
Operational Aspects of Deposit Accounts 33
WA 33
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What is the typical additional interest rate offered to Resident Indian Senior Citizens on term deposits?
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Senior Citizen Deposit Interest
Operational Aspects of Deposit Accounts 29
WA 29
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Can a customer make a nomination for items kept in a Safe Custody or Safe Deposit Locker?
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Safe Deposit Locker Nomination
Operational Aspects of Deposit Accounts 33
WA 33
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Who has the authority to issue 'Stop Payment' instructions for a cheque drawn on a jointly operated account?
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Stop Payment Instructions
Operational Aspects of Deposit Accounts 32
WA 32
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What additional interest benefit can a bank offer to its own staff members or retired staff members on their deposits?
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Staff Account Interest Rate
Operational Aspects of Deposit Accounts 31
WA 31
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Operational Aspects of Deposit Accounts — JAIIB PPB Capsules

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All 19 cards on this page
Nomination for Minors Can a minor be appointed as a nominee in a bank deposit account? BSBDA Withdrawal Limit What is the maximum number of withdrawals permitted in a month for a Basic Savings Bank Deposit Account… Current Account Restrictions Who is explicitly prohibited from opening a Current Account according to standard banking operations? Joint Account: Survivor Mandate In a joint account with an 'Either or Survivor' mandate, what happens upon the death of one account hold… Income Tax Attachment Order How does an Income Tax Attachment Order differ from a Garnishee Order regarding future deposits? Garnishee Order Nisi vs Absolute What are the two stages of a Garnishee Order issued by a Court under Order 21, Rule 46 of Civil Procedur… Garnishee on Joint Accounts Can a Garnishee order issued in a single name (e.g., Husband) be applied to a joint account (Husband and… Interest Calculation on Deposits At what intervals should interest on domestic term deposits be paid or compounded? Term Deposit Tenure Limits What are the minimum and maximum periods for which a Fixed Deposit (Term Deposit) can be accepted by a b… DEAF Transfer Rules When must unclaimed deposit balances be transferred to the Depositor Education and Awareness Fund (DEAF)… Inoperative Account Timeline After what period of non-operation does a savings or current account get classified as an 'Inoperative'… Nomination Form Numbers What are the three specific forms prescribed for making, cancelling, and varying nominations in bank dep… Interest on Deceased Depositor Account How is interest paid on a term deposit when the depositor dies before maturity, but the claim is settled… Uncleared Effects in Garnishee Are cheques deposited but not yet cleared (uncleared effects) attachable by a Garnishee order? Premature Withdrawal of Bulk Deposits Can a bank refuse to allow premature withdrawal of a Term Deposit? Senior Citizen Deposit Interest What is the typical additional interest rate offered to Resident Indian Senior Citizens on term deposits? Safe Deposit Locker Nomination Can a customer make a nomination for items kept in a Safe Custody or Safe Deposit Locker? Stop Payment Instructions Who has the authority to issue 'Stop Payment' instructions for a cheque drawn on a jointly operated acco… Staff Account Interest Rate What additional interest benefit can a bank offer to its own staff members or retired staff members on t…
Chapters in this paper
Banker-Customer Relationship Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Essentials of Bank Computerisation Ethics, Business Ethics & Banking: An Integrated Perspective AML- KYC Guidelines Appraisal and Assessment of Credit Facilities Operational Aspects of CBS Environment Ethics at the Individual Level Operational Aspects of KYC Operational Aspects of Loan Accounts Alternate Delivery Channels – Digital Banking Ethical Dimensions: Employees Opening Accounts of Various Types of Customers Types of Collaterals and their Characteristics Data Communication Network and EFT Systems Work Ethics and the Workplace
Modules in PPB
MODULE A: General Banking Operations MODULE B: Functions of Banks MODULE C: Banking Technology MODULE D: Ethics in Banks and Financial Institutions
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
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