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› 🏦 JAIIB › PPB › Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc.
🏦 JAIIB PPB Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 20 cards
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PPB Capsule Cards PRO Technology Trends in Bank…
In the Account Aggregator framework, who ultimately holds the power to initiate the transfer of financial information?
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Consent Architecture in AA
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 149
WA 149
PPB Capsule Cards PRO Technology Trends in Bank…
The financial landscape is being transformed by 'Fintech'. How does the Financial Stability Board (FSB) broadly define Fintech?
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Fintech in Banking
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 46
WA 46
PPB Capsule Cards PRO Technology Trends in Bank…
Compliance is a massive cost for banks. What specific subset of technology refers to solutions that streamline and improve regulatory processes?
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RegTech (Regulatory Technology)
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 41
WA 41
PPB Capsule Cards PRO Technology Trends in Bank…
Customers can now initiate banking requests on Twitter. How does the 'Hashtag Banking' mechanism authenticate and process a customer's request?
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Hashtag Banking Mechanism
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 41
WA 41
PPB Capsule Cards PRO Technology Trends in Bank…
To eliminate fragmented financial data, RBI introduced a new class of NBFCs. What is the core function of an Account Aggregator (AA)?
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Account Aggregators (AA)
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 40
WA 40
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PPB Capsule Cards PRO Technology Trends in Bank…
A massive privacy concern with data sharing is misuse. What fundamental structural rule prevents Account Aggregators from exploiting customer data?
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39 Views
Data Blindness in Account Aggregators
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 39
WA 39
PPB Capsule Cards PRO Technology Trends in Bank…
While highly convenient, Open Banking drastically expands a bank's digital perimeter. What is the primary systemic risk associated with this?
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Risks of Open Banking Ecosystem
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 39
WA 39
PPB Capsule Cards PRO Technology Trends in Bank…
Banking is moving away from closed, proprietary systems. What is 'Open Banking' and what does it allow third-party providers to do?
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Open Banking Ecosystem
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 38
WA 38
PPB Capsule Cards PRO Technology Trends in Bank…
While banks use RegTech, what technology do regulatory authorities (like the RBI) use to assist in their supervisory and monitoring roles?
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37 Views
SupTech (Supervisory Technology)
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 37
WA 37
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The Reserve Bank of India actively uses SupTech to monitor data. What are three major data processing systems implemented by the RBI as SupTech?
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RBI SupTech Implementations
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 37
WA 37
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PPB Capsule Cards PRO Technology Trends in Bank…
In the Open Banking framework, how do different software systems (like a new fintech app and an old legacy bank) communicate seamlessly and securely?
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APIs in Open Banking
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 37
WA 37
PPB Capsule Cards PRO Technology Trends in Bank…
Which innovative digital solution was launched on 2nd August 2021 by the National Payments Corporation of India (NPCI) as a seamless one-time payment mechanism?
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35 Views
Launch and Origin of e-RUPI
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 35
WA 35
PPB Capsule Cards PRO Technology Trends in Bank…
While both are operated by NPCI, what is the fundamental functional difference between e-RUPI and the standard UPI system?
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32 Views
e-RUPI vs UPI
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 32
WA 32
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Unlike traditional digital wallets, how is an e-RUPI voucher delivered to the beneficiary's mobile phone?
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29 Views
Format of e-RUPI Voucher
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 29
WA 29
PPB Capsule Cards PRO Technology Trends in Bank…
What makes e-RUPI highly accessible to the rural and unbanked population regarding its technological requirements for redemption?
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Tech Requirements for e-RUPI
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 28
WA 28
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PPB Capsule Cards PRO Technology Trends in Bank…
How does the e-RUPI system assure timely payment to the merchant without the risk of transaction decline due to insufficient funds?
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Pre-blocked Funds in e-RUPI
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 27
WA 27
PPB Capsule Cards PRO Technology Trends in Bank…
Banks aggressively collaborate with Fintech companies. What are the primary advantages banks gain from adopting Fintech solutions?
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Benefits of Fintech for Banks
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 31
WA 31
PPB Capsule Cards PRO Technology Trends in Bank…
Can e-RUPI be utilized by the private sector, or is it exclusively designed for government welfare schemes?
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Beneficiaries of e-RUPI
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 29
WA 29
PPB Capsule Cards PRO Technology Trends in Bank…
Digital lending occurs through various models. What is the difference between Balance Sheet Lending (BSL) and Marketplace Lending (MPL)?
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Digital Lending Taxonomy: BSL vs MPL
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 27
WA 27
PPB Capsule Cards PRO Technology Trends in Bank…
Customer engagement is shifting. Why have banks started actively integrating their services with platforms like Facebook, WhatsApp, and Instagram?
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26 Views
Social Media Banking
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. 26
WA 26
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Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc. — JAIIB PPB Capsules

India's #1 short-form JAIIB preparation app. 500+ capsule cards, unlimited mock tests & PDF notes for JAIIB May & Nov 2026 (PPB, IE-IFS, AFM, RBWM). Learn while commuting. Clear JAIIB in your first attempt. Join 5,000+ bankers.

All 20 cards on this page
Consent Architecture in AA In the Account Aggregator framework, who ultimately holds the power to initiate the transfer of financia… Fintech in Banking The financial landscape is being transformed by 'Fintech'. How does the Financial Stability Board (FSB)… RegTech (Regulatory Technology) Compliance is a massive cost for banks. What specific subset of technology refers to solutions that stre… Hashtag Banking Mechanism Customers can now initiate banking requests on Twitter. How does the 'Hashtag Banking' mechanism authent… Account Aggregators (AA) To eliminate fragmented financial data, RBI introduced a new class of NBFCs. What is the core function o… Data Blindness in Account Aggregators A massive privacy concern with data sharing is misuse. What fundamental structural rule prevents Account… Risks of Open Banking Ecosystem While highly convenient, Open Banking drastically expands a bank's digital perimeter. What is the primar… Open Banking Ecosystem Banking is moving away from closed, proprietary systems. What is 'Open Banking' and what does it allow t… SupTech (Supervisory Technology) While banks use RegTech, what technology do regulatory authorities (like the RBI) use to assist in their… RBI SupTech Implementations The Reserve Bank of India actively uses SupTech to monitor data. What are three major data processing sy… APIs in Open Banking In the Open Banking framework, how do different software systems (like a new fintech app and an old lega… Launch and Origin of e-RUPI Which innovative digital solution was launched on 2nd August 2021 by the National Payments Corporation o… e-RUPI vs UPI While both are operated by NPCI, what is the fundamental functional difference between e-RUPI and the st… Format of e-RUPI Voucher Unlike traditional digital wallets, how is an e-RUPI voucher delivered to the beneficiary's mobile phone? Tech Requirements for e-RUPI What makes e-RUPI highly accessible to the rural and unbanked population regarding its technological req… Pre-blocked Funds in e-RUPI How does the e-RUPI system assure timely payment to the merchant without the risk of transaction decline… Benefits of Fintech for Banks Banks aggressively collaborate with Fintech companies. What are the primary advantages banks gain from a… Beneficiaries of e-RUPI Can e-RUPI be utilized by the private sector, or is it exclusively designed for government welfare schem… Digital Lending Taxonomy: BSL vs MPL Digital lending occurs through various models. What is the difference between Balance Sheet Lending (BSL… Social Media Banking Customer engagement is shifting. Why have banks started actively integrating their services with platfor…
Chapters in this paper
Banker-Customer Relationship Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities Essentials of Bank Computerisation Ethics, Business Ethics & Banking: An Integrated Perspective AML- KYC Guidelines Appraisal and Assessment of Credit Facilities Operational Aspects of CBS Environment Ethics at the Individual Level Operational Aspects of KYC Operational Aspects of Loan Accounts Alternate Delivery Channels – Digital Banking Ethical Dimensions: Employees Opening Accounts of Various Types of Customers Types of Collaterals and their Characteristics Data Communication Network and EFT Systems Work Ethics and the Workplace
Modules in PPB
MODULE A: General Banking Operations MODULE B: Functions of Banks MODULE C: Banking Technology MODULE D: Ethics in Banks and Financial Institutions
JAIIB papers
IE-IFS — Indian Economy & Indian Financial System PPB — Principles & Practices of Banking AFM — Accounting & Financial Management for Bankers RBWM — Retail Banking & Wealth Management
Study formats
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